Critical Illness

Critical Illness policy provides a lump-sum benefit that is usually payable 30 days after the diagnosis of one of a number of critical illness insured conditions, as per the policy.

Critical illness insurance covers 24 insured conditions:

• Alzheimer's Disease
• Aortic Surgery
• Aplastic Anaemia
• Bacterial Meningitis
• Benign Brain Tumour
• Blindness
• Coma
• Coronary Artery Bypass Surgery
• Deafness
• Heart Attack
• Heart Valve Replacement
• Kidney Failure
• Life-Threatening Cancer
• Loss of Limbs
• Loss of Speech
• Major Organ Transplant on Waiting List
• Major Organ Transplant
• Motor Neuron Disease
• Multiple Sclerosis
• Occupational HIV Infection
• Paralysis
• Parkinson's Disease
• Severe Burns
• Stroke

With advances in medical science improving the chances of survival after the diagnosis of a serious illness, there is a heightened need for insurance benefits designed to help protect your lifestyle after the onset of a critical illness.

A critical illness can happen to anyone:

• It is estimated there are over 70,000 heart attacks in Canada each year.
• There are between 40,000 and 50,000 strokes in Canada each year.
• An estimated 3,075 Canadians will be diagnosed with cancer every week.